Terms of Use

Last updated: November 2026

By using Hesbat (hesbat.com) you agree to these terms. If you don't agree, please don't use the site.

1. What the service is

Hesbat provides free calculators, tools and guides for general information only. Results are estimates. They are not legal, financial, tax, accounting or medical advice, nor a religious ruling (fatwa) on matters such as zakat, and they don't replace checking with the relevant authority, a qualified adviser or a scholar. Using the site does not create any professional or advisory relationship between you and Hesbat.

2. Where the information comes from, and its accuracy

  • We gather the rules, rates and limits the calculators use from official and published sources, such as the text of laws and regulations, government websites, and published guides and circulars, and from reputable professional sources where the official text isn't available.
  • How the calculators apply these rules is our own reading of them. The authorities or the courts may interpret them differently.
  • Laws and rates change, and a change may not reach the site straight away. The calculators and guides may also contain errors or omissions despite our reviews and tests. Where a rule's official text isn't available online, its page says so.
  • Your case may differ from the general rule because of your contract, your employer's policies, or decisions and exceptions the calculator doesn't cover.
  • So we don't guarantee that results are correct, complete or up to date in every case. You are responsible for checking them with the relevant authority or official source before relying on them for any decision, claim or action.

If you spot a mistake or a rule that has changed, please tell us through the contact page so we can review it.

3. We are not an official body

Hesbat is an independent website. It is not affiliated with or acting for any government body, such as labour ministries, social insurance institutions or zakat and tax authorities in any country. Their names and laws are mentioned only to cite the source; the relevant authority has the final word on any right or obligation.

4. Limitation of liability

The site is provided "as is" and "as available", without warranties of any kind, express or implied. To the fullest extent the law allows, neither Hesbat nor the people behind it are liable for any direct or indirect loss or damage resulting from your use of the site, your inability to use it, or your reliance on its results or content, including decisions about salaries, end-of-service benefits, leave, taxes, zakat, financing and health.

5. Quotations and documents

Documents you create on the site, such as quotations and proforma invoices, are general-purpose templates, not certified electronic tax invoices for any tax authority. You are responsible for their content and for following the tax rules in your country.

6. Acceptable use

Don't use the site in a way that harms it or disrupts it, scrape its content at scale, or republish it as your own.

7. Content rights

The site's text, design and explanations belong to Hesbat. You're welcome to share links and quote short passages with a credit.

8. Links and advertising

The site may contain links to other websites and ads from third parties. We aren't responsible for those sites, ads or their products.

9. Changes

We may change these terms or the site at any time. Continuing to use the site after a change means you accept it.

10. Contact

Questions about these terms: contact@hesbat.com or the contact page.