GOSI contribution rates
Contributions are calculated on the contributory wage: basic salary plus housing allowance, capped at SAR 45,000 a month.
| Branch | Employee | Employer |
|---|---|---|
| Pension (Saudi, registered before July 2024) | 9% | 9% |
| Pension (Saudi, new registrant) | Starts at 9%, +0.5% every July up to 11% | Same as employee |
| SANED unemployment insurance (Saudi) | 0.75% | 0.75% |
| Occupational hazards (everyone) | 0% | 2% |
There is no income tax on salaries in Saudi Arabia.
FAQ
Is GOSI charged on transport and other allowances?
No. Only basic salary and housing allowance count toward the contributory wage.
What if I don't get a housing allowance?
If housing is provided in kind, GOSI uses a notional housing allowance equal to two months of basic salary per year. Enter one sixth of your basic salary as housing.
Rates follow the GOSI regulations in force when this tool was built. Always confirm on the official GOSI portal.